MicrosoftLive sourceEvidence: Medium60/100

Insurance Giant Automates Underwriting for Faster, More Accurate Risk Assessment

Use case typeRisk assessmentUpdated Jun 13, 2026

A leading global insurance company faced extensive manual workloads in Cyber Line of Business underwriting. Underwriters were required to assess risk for each submission without modern prioritization tools, resulting in inefficiencies and delayed turnaround. The company partnered with XDuce to develop an AI assistant built with Azure OpenAI Service, Cosmos DB, . NET 6.0, and React. This assistant automatically analyzes submissions for completeness, risk controls, and offers prioritized dashboards. The solution enhances visibility, automates initial risk assessments, and provides justifications for underwriter decisions. As a result, underwriter productivity increased and review turnaround time was reduced by 30–40%, enabling faster, more consistent decision-making.

Industry
Insurance
Published
May 2024

Reported outcomes

Time: −30–40%

Time & speed

Catalog median for time & speed deployments: −50% across 295 reported metrics. Compare benchmarks →

Why do we believe this?Outcome claims, sources, and evidence checks

Normalized claim

Time: 30-40% decrease

xduce.comMay 2, 2024Case studyInferred claimMedium evidence strength

Reduced underwriter turnaround time by 30-40%.

Last evidence check: Jun 1, 2026

Why do we believe this deployment?Customer identity, provider attribution, maturity, and source checks
Customer
Global Insurance Leader
Provider
Microsoft
Maturity
Unknown
Linked source
xduce.com

No explicit deployment-stage evidence found.

Customer identity supportedSource describes one deploymentMaturity evidence evaluated

Primary read

Use case focus

Showing 3 of 3

  • 1Automated Risk Assessment for Insurance Underwriting
  • 2Submission Prioritization with Generative AI
  • 3Just-in-Time Underwriter Decision Support
  • Developed an AI assistant using Azure OpenAI Service to analyze incoming underwriting submissions.
  • Provided underwriters with initial assessments on completeness, appetite, and risk control effectiveness.
  • Built front end with React JS and .NET 6.0, back end with Cosmos DB integrated with Azure OpenAI.
Reduced underwriter turnaround time by 30-40%.
Architecture

Solution utilizes React JS and .NET 6.0 on the front end, Cosmos DB for database, and Azure OpenAI Service for risk assessment automation; submissions analyzed by AI assistant and prioritized on a dashboard for underwriters.

Sources & evidence1
Evidence: Medium60/100Evidence strength
  • Customer explicitly identified
  • Primary source available
  • Quantified outcome available
  • Technical implementation details available
  • Recent evidence check available
  • Last evidence check: Jun 1, 2026.
Live sourceStill referenced

The case's original source is still reachable.

  • Cited source last checked Jun 1, 2026 — ok (0/1 broken).

Measures whether this deployment's public evidence persists — not whether the system is still in production.

Type: Case StudyPublished: May 2, 2024Publisher: xduce.comEvidence: PrimaryConfidence: High

AI-generated summary. Verify important details with the linked sources before relying on this case.

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